Getting Car Finance Whilst on a Benefit-Only Income
Nowadays it can feel like it’s more important than ever to own a car. Job opportunities may only be available by commuting, visiting friends & family might require lengthy trips on public transportation and even simple & essential tasks like doing a weekly shop can be incredibly tiring without a car.
This need for a reliable car can lead to searching high and low for good car finance deals, but these can be challenging to find if you’re living off a benefit-only income.
Though it may be challenging to find car finance on benefits rest assured; it is not impossible. Much like getting car finance when burdened with bad credit or exploring options with no deposit car finance, Albion Car Finance strives to get you your own wheels so that you can get on the road and get the most out of your life!
What Forms of Benefits Does Albion Car Finance Accept?
Here at Albion Car Finance we aim to offer our services to anyone who may need them, and our host of lenders are more than happy to help with many different types of benefits.
We understand that all walks of life may need wheels, so we can provide car finance for those on benefits including, but not limited to, Income Support, Child Tax Credits, Working Tax Credits, Disability Allowance (DLA), Carer’s Allowance and Personal Independent Payment (PIP).
Of course, if you receive aid from any other form of benefits that aren’t listed, then there’s still the possibility that we can help you.
Filling out our simple yet comprehensive application form gives you the chance to tell us what form of benefit you receive, and we’re always more than happy to discuss your application and/or circumstances directly.
How Can I Receive Car Finance if I’m on Benefits?
It might seem like an unachievable goal to receive car finance while on benefits, but thanks to working with an extensive pool of considerate lenders we’re sure we can help. Whether you need Disability Allowance (DLA) or live off Income Support, Albion Car Finance will be able to work with one of our many lenders to find a finance solution that works for you.
Whether you need Disability Allowance (DLA) or live off Income Support, Albion Car Finance will be able to work with one of our many lenders to find a finance solution that works for you.
Even the application process is easy, as there are only three items that we need to help you get on the road. First, you’ll need to provide proof of income, which can come in the form of bank statements or tax statements. Second is proof of address, such as a lease agreement or a recent utility bill. Third and final is a valid driver’s license; you wouldn’t be able to drive off with a new car the same day without one anyway!
When we’ve processed your application we’ll quickly be able to get to the exciting part; choosing your new car and driving away on the same day!
We have well over 100 cars available, with every single one of them being HPI checked, MOT certified and even independently inspected, so when you get the keys to your new car you’ll be able to rest assured that it’s a quality car through and through.
Get in Touch with Albion Car Finance
If you want to get in touch with any questions or queries you can reach us by calling 01923 826 137 or by simply emailing us with a contact form that can be found here.