We understand that, when it comes to credit ratings, a bit of bad luck can come between you and your dream car. Whether it’s because of late payments or outstanding finance, bad credit is traditionally held against you by finance companies. This can severely hurt your chances of getting a car on finance. If you’re sick of being turned down because of your bad credit history, we can help.
At Albion Car Finance, we’re empathetic to all financial situations whether you have a bad credit score or have been refused car finance in the past. Our bad credit car finance service is your key to car finance approval, no matter your credit score or credit history.
Who We Can Help
If you feel like other car finance companies aren’t giving you what you want, we’ve made it our mission to help you. That means that we’ll do our best to get a set of new car keys into the hands of all the below:
- Those not on the electoral register
- Those claiming benefits
- Those that have mortgage arrears
- Those that have CCJ’s (County Court Judgement)
- Those that have been refused finance before
- Those with an IVA (individual voluntary arrangement)
- Those that have been late with debt payments
- Those that receive pay on awkward days
- Those that haven’t previously been allowed to get car finance
- Those that are unsure about their credit history
Not included above? That doesn’t mean we can’t help you, it just means we probably missed you out!
What We Need
As a minimum, we would need the following three items so we can try and help you get on the road:
· Proof of income
o This can take the form of pay stubs, tax returns, bank statements, tax statements, etc.
· Proof of address
o This can take the form of a valid driver’s licence, utility bill, lease agreement, property tax receipt, etc.
· Proof of licence
o This would mean a valid drivers licence.
While we have listed some of the most common forms of proof above, don’t worry if you’re missing one or two of them. Just let us know and we’ll see what we can do to help you out!
We have streamlined the application process to make it as fast and straight forward as possible. The first thing you need to do is fill out our application form. Once we’ve received your finance application, we’ll send you an approval voucher. Then, it’s the exciting part, as we get to make an appointment for you to come to your nearest dealership and pick a car to drive away!
To discover more about how you could receive a bad credit car loan from Albion Car Finance, get in contact with us today.