How to find us

  • By car

    Sat nav: HA6 2QW

    The nearest motorway link is the M25; we are just 10 minutes from Junction 16 and 8 minutes from M40.

  • By Tube

    Alight at Northwood tube station, on the Metropolitan line. Then an easy 5 minute walk to the end of Maxwell Road and then turn right on Rickmansworth Road.

  • By Bus

    Numerous bus stops around us. The closest stops being Northwood Golf Course and Leaf Close on the 331 bus line.

 

Frequently asked questions

Are there any up-front fees?

No, here at Albion Car Credit we believe that you should not pay any up-front fees.

I have bad credit, can you still help?

Yes! Through our relationship with specialist sub-prime finance companies, we are able to offer people without a perfect credit history a competitive package on your car loan.

But I have CCJ’s, can I still get finance?

Yes, we have finance companies sympathetic to people who may have found them in financial problems due to unforeseen circumstances for example divorce and redundancy.

My partner also has poor credit, is a joint application better?

Yes, a Joint Application is always better as it shows better affordability and stability which will strengthen the proposal.

How much can I borrow?

This will depend on your own unique personal circumstances; no two people will be the same. Once accepted, please come to our dealership with your documentation where our friendly advisors will confirm the amount that can be lent along with your monthly payment and term.

How long do I have to wait for an answer?

We can usually confirm whether you’re accepted within the hour.

What is the APR?

This depends on which lender accepts you due to your personal circumstances, along with the amount borrowed with the length you want the finance over. Once accepted, come to our showroom where our friendly advisors can advise you with this.

Do I need a deposit?

Most of our lenders do a nil deposit. Some may ask for a small deposit. This will depend on the lender that accepts you along with the car you require.

Can I part exchange my car?

Yes, we will always give you a current competitive trade valuation for your vehicle.

I’m approved – Now what?

You will need to come to our showroom in Northwood, Middlesex with your required documentation to see one of our friendly advisors. We are 5 minutes away from Northwood railway station which is overland and on the Metropolitan underground line and regularly pick up customers from there.

What if I can’t find a suitable car?

We like to think we have most cars at our showroom but if you can’t find a vehicle to fit your requirements then please give us a small deposit and we’ll buy you one especially for you through our approved suppliers.

I’ve bought a car, thank you. Now what?

Thank you for the business. All you have to do is keep up your repayments for 18 – 24 months and you can upgrade it. Usually by doing this we can refinance yourself on better terms than previously so you can get a more expensive car for the same monthly instalments.

My friend also wants a car – can you help?

There’s a high possibility, yes. Please ask them to complete an online application and we’ll respond shortly. If they buy a car, you’ll receive £100 in the post!!